Amateur Filmmaker, Author, Cartoonist, Musician and defictionalizer (Finding truth in fiction), mostly here to promote my music to indie developers that need it.
S.T. Musician
@CIEIRMusic
Age 33, Male
Part Time Musician,
High School Graduate/Self Taug
Parts Unknown
Joined on 12/13/20
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Gimmick
Just saying, your example of the person who spent $300 a month ($10 a day) as being equally screwed as the one who blew all of it immediately, by virtue of them not saving all of it is disingenuous not only because it's unrealistic, but also because there's no real explanation as to how someone can be a cheapskate and somehow lose all their money. The closest thing I could think of that you were going for was being "penny wise, pound foolish" but that's the exact opposite of what you were going for in your post. Without any further explanation, it just confused me.
And hustle culture is its own toxic mess but that's a rant for another day.
CIEIRMusic
If you really don't know how you can still be a cheapskate and still lose money, then I'm kinda surprised you're still breathing. I've met cheapskates, good ones too. The amount of money they save in a day let alone a month or a year despite impossible odds would really make you eat those words. However they are at just as much risk of losing it all why? Because it doesn't matter how you go about saving your money if you lose it one way or another. Someone could rob your house or you could have a bad day and decide just as you got your goal amount that you wanna blow it all on booze and drugs. One day you may just feel lucky and either gamble or invest only for it to all go making you broker than ever. To the point where the guy that blew all his money is laughing at you. Just to name a few. And that's not even getting started on tax increases, inflation and all the bullshit our respective governments put in to make sure it's harder for us, just to make $10. The fact that you didn't even remotely think of these simple things that could happen to your money, shows just how doomed this race is. There are certain things that don't need to be outright explained as long as you get the hint that you're losing it either way.